For me Paypal is working good, too! One year ago they worked together with Wells Fargo, sounds good for us in Europe, because it sounds like Dodge City and wild west, but it was crap, because all transaction were in US$, sometimes there was a lost of 10 % at a money transfer. But now the partner bank of Paypal is Morgan Bank, the whole transfer is in Euro, if you want. The homepage is now in german (an other languages, too, that makes it safer for people who don't understand enough english to sign anything that has to do with spending money I've for example payed small amounts like the PegXMac CD without any problem, I use it very often with eBay, because it's the only way (except of sending cheques) to pay anything in oversea. I've sold an Amiga 1200 to Australia, the money was 10 minutes after the end of the auction on my bank-account. That's what I call fast and safe!