> I was using ebay with OWB, to pay for something and it initiated an error requester that
> read as follows: [...] does this mean an SSL certificate was not read correctly, or what?

"Some SSL websites show a certificate error requester!
-> Maybe they're not certified. You can either update "curl-ca-bundle.crt" file, or ignore SSL errors by enabling "Ignore SSL errors" in Settings/Security."
http://fabportnawak.free.fr/owb/owb-morphos-1.20.readme

Have you enabled this setting?